How to Get Out of Debt

A step-by-step plan for paying off debt when your income moves around. Built for entrepreneurs who need flexibility, not rigid rules.

Watch the overview

Lessons in this course

1. Why getting out of debt feels impossible The real reason you feel stuck.

2. Good debt vs bad debt Not all debt is the enemy.

3. Know your debt-to-income ratio The number every lender looks at.

4. Debt snowball vs debt avalanche Pick the method that fits your brain.

5. How to handle debt with variable income The missing playbook for entrepreneurs.

6. Negotiating with creditors You have more leverage than you think.

7. Debt consolidation: when to use it A tool, not a magic fix.

8. Build your debt payoff schedule Your 90-day action plan.

9. Dealing with collections Know your rights.

10. Staying out of debt for good The habits that prevent relapse.