How to Improve Your Credit Score

Everything you need to add 50-150 points to your score in 90 days. Understand the system, fix the damage, and build it back stronger.

Watch the overview

Lessons in this course

1. How your credit score actually works The five factors explained simply.

2. FICO vs VantageScore Why you have different scores.

3. Pulling and reading your credit report What to look for on your report.

4. Mastering credit utilization The fastest way to boost your score.

5. Automating on-time payments Never miss a payment again.

6. Credit mix and account age Why variety matters.

7. Hard vs soft inquiries How to shop without wrecking your score.

8. Building credit from scratch (or scratch again) Thin file or damaged credit starter kit.

9. Disputing errors and removing collections Your credit report cleanup checklist.

10. Your 90-day credit improvement plan Add 50-150 points in 3 months.